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38	38	= Business Overview =
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40		-ICICI Lombard GIC is the largest7 private-sector non-life insurer in India based on gross direct premium income in fiscal 2020. The company offer its customers a comprehensive and well-diversified range of products, including Fire, Motor, Health, Travel and Personal Accident, Marine, Engineering and Liability insurance, through multiple distribution channels. {{footnote}}https://www.icicilombard.com/docs/default-source/financial-information/annualreportfy2020.pdf?sfvrsn=39fd6bc4_7{{/footnote}}
	40	+ICICI Lombard GIC is the largest private-sector non-life insurer in India based on gross direct premium income in fiscal 2020. The company offer its customers a comprehensive and well-diversified range of products, including Fire, Motor, Health, Travel and Personal Accident, Marine, Engineering and Liability insurance, through multiple distribution channels. {{footnote}}https://www.icicilombard.com/docs/default-source/financial-information/annualreportfy2020.pdf?sfvrsn=39fd6bc4_7{{/footnote}}
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42	42	For fiscal 2020, the company issued 26.2 million policies and covered 40.9 million lives and its gross direct premium income was Rs 133.13 billion, translating into a market share7 of 7.0% among all non-life insurers in India and 14.6% among multi-line private-sector non-life insurers in India. The company's key distribution channels are direct sales, individual agents, corporate agents - banks, other corporate agents, Motor Insurance Service Providers (MISPs), brokers and digital, through which the company service its individual, corporate and government customers.
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