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9	9	* The bank has a team of approximately 90,000 employees and assets of approximately $1.1 trillion (as at April 30, 2021)
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	12	+[[image:Scotiabank0.jpg||height="282" width="721"]]
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12	12	= Company Overview =
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14	14	Scotiabank (NYSE:BNS, TSC:BNS) is Canadian-headquartered bank with focus on high-quality growth markets in the Americas. Scotiabank is a top-five universal bank in each of its core markets, and a top-15 wholesale bank in the U.S., delivering superior advice and services to help its customers get ahead. {{footnote}}https://www.scotiabank.com/ca/en/about.html{{/footnote}}
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17	17	Scotiabank is a leading bank in the Americas. Guided by its purpose: "for every future", the company help its customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. With a team of approximately 90,000 employees and assets of approximately $1.1 trillion (as at April 30, 2021),
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20	20	= Business Segments =
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55	55	International Banking (IB) provides a full range of financial products, solutions and advice to retail and commercial customers and is focused on Latin America, including the Pacific Alliance countries of Mexico, Peru, Chile and Colombia, and the Caribbean and Central America.
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	64	+[[image:Scotiabank2.jpg]]
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58	58	= Business Overview =
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60	60	== Canadian Banking ==
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77	77	Global Banking and Markets reported net income attributable to equity holders of $1,955 million, an increase of $421 million or 27% from last year. Adjusted net income was $2,034 million, an increase of $500 million or 33%. Strong performance in capital markets businesses, higher revenue in business banking, and relatively flat expenses, were partly offset by higher provision for credit losses. Return on equity was 14.8% compared to 13.3% last year. The adjusted return on equity was 15.4% compared to 13.3% last year.
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	90	+[[image:Scotiabank3.jpg]]
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80	80	= Financial Highlights =
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