Summary

  • Oracle Financial Services Software Limited, majority owned subsidiary of Oracle
  • revenues comprise three streams - license fees, annual maintenance contract (post contract support – PCS) fees for its products and consulting fees in respective business segments.

OFSS0.jpg

Overview

Oracle Financial Services Software Limited (NSE:OFSS), majority owned by Oracle, is a world leader in providing IT solutions to the financial services industry. With its experience of delivering value-based IT solutions to global financial institutions, Oracle Financial Services Software understands the specific challenges that financial institutions face: the need for building customer intimacy and competitive advantage through cost-effective solutions, while simultaneously adhering to the stringent demands of a dynamic regulatory environment. 1

The company offer financial institutions the world’s most comprehensive and contemporary banking applications and a technology footprint that addresses their complex IT and business requirements. The company offer a comprehensive suite of offerings encompassing retail, corporate, and investment banking, funds, cash management, trade, treasury, payments, lending, asset management, compliance, enterprise risk and business analytics, anti-financial crime among others. The products business (comprising product licensing, consulting and support) is its principal business segment. The company also have two smaller business segments comprising of PrimeSourcing, its consulting services business (comprising IT application and technology services) and the business process outsourcing (BPO) services business.

OFSS1.jpg

Products

The company provide suite of solutions delivering a compelling digital experience and digital engagement and enable comprehensive range of banking products and services for financial institutions across the globe of varying business focus, geographic spread and scale. The company's customers rely on its solutions to modernize their technology platforms, accelerate digitization and deliver superior customer services. These solutions are built on latest technology and offer various deployment choices of a cloud / SaaS or an on-premise deployment.

Oracle FLEXCUBE is a complete banking solution for retail, corporate and investment banking, consumer lending, asset management, and investor servicing including payments. Oracle FLEXCUBE can help banks jumpstart digital transformation and leapfrog their capabilities to stay relevant, competitive and compliant in a fast-evolving industry. With its modern, digital, shrink wrapped, pre-configured, interoperable, scalable and connected capabilities, Oracle FLEXCUBE can help catapult banks to the fore front of digital innovation and leadership

Oracle FLEXCUBE equips banks for the era of physical and digital by helping them drive higher revenues, lower costs and improving service levels and convenience. It offers the right mix of digital self-service and assisted engagement capabilities, coupled with robust product processing functionalities that enable banks enhance customer experiences. Enabled by the latest User Experience and technologies like Machine Learning, Natural Language Processing and Intelligent Assistants, Oracle FLEXCUBE empowers bankers with new insights, predictions and capabilities to personalize customer engagement while automating and streamlining routine processes. It’s 1600 + APIs and Business Services enables banks to open up data and services to third party developers to drive new ways to collaborate and build revenue streams in the age of Open Banking.

Oracle FLEXCUBE offers comprehensive functional capabilities across multiple lines of business and supports new business capabilities and functionalities, regulatory compliances and country specific localizations. It enables banks to standardize operations across multiple countries, transform their processes, address niche business requirements, respond faster to market, and manage compliances. Oracle FLEXCUBE offers out of the box support for multiple standards and regulatory directives such as SWIFT GPI, SEPA Instant, PSD2, PAD, and FATCA phase III etc. and includes data privacy features.

Oracle FLEXCUBE Universal Banking is a comprehensive core banking solution that helps banks take advantage of rapidly emerging opportunities in the industry. The solution enables banks to offer retail banking and corporate banking services that meet evolving customer needs and effectively comply with regulatory guidelines and industry standards. Banks can offer tailor made accounts, deposits, loans, mortgages, fixed assets, microfinance and financial inclusion products and services and efficiently manage product lifecycles. The solution enables the streamlining and automation of core processing and operations. Embedded machine learning capabilities help unlock the value of data with new insights. Additionally, Oracle FLEXCUBE for Islamic Banking facilitates Shariacompliant banking operations, including pure-play Islamic, Islamic window, and coexisting Islamic and conventional banking.

Oracle FLEXCUBE Onboarding helps banks drive streamlined and frictionless onboarding and originations for retail customers, accounts, deposits and loans. Designed for cloud and on–premise, the solution enables banks to deliver consistent and seamless cross-channel consistent origination experiences.

Oracle Banking Branch blurs the digital and physical divide, empowering bankers to progressively take an advisory role that drives revenue growth and deepens customer relationships. The solution enables efficient servicing and branch operations spanning teller operations, branch administration, till and vault operations, service management and instrument handling.

Oracle Banking Digital Experience is an enterprise class solution that empowers financial institutions to rapidly deliver end-to-end digital experiences. Oracle Banking Digital Experience is enabling banks to execute their digital strategies including launch new digital brands, digitize processes, modernize digital experiences and launch new innovative digital capability such as mobile payments digital wallets and transactions on wearable devices. It also offers self service capabilities for corporate customers in several areas including supply chain finance, corporate lending and many more.

Oracle Banking APIs helps banks embark on an Open API journey. With ready to consume APIs, banks can tap new opportunities presented by PSD2 and Open Banking. Oracle Banking APIs enable banks to build seamless partnerships with third-party technology organizations, easily integrate with corporate client applications and reduce the time between API ideation and delivery.

Oracle Banking Liquidity Management enables banks to run a centralized liquidity management solution optionally available as a scalable, secure and highly available SaaS based cloud service. The solution enables banks to provide in-depth visibility into cash positions of customers, thereby helping them manage their daily liquidity in a consolidated and effective manner. The solution also provides advanced techniques such as additional avenues for higher yield investments with flexibility to cater to country regulatory restrictions, which in turn helps businesses to remain competitive and grow steadily despite all odds.

Oracle Banking Virtual Account Management provides comprehensive support for banks to enable their corporate customers to manage their banking accounts efficiently. This is optionally available as a scalable, secure and highly available SaaS based cloud service. Pre-integrated with Oracle Banking Liquidity Management, Oracle Banking Payments and Oracle FLEXCUBE DDA, the solution helps banks offer comprehensive support for virtual accounts. With Oracle Banking Virtual Account Management, corporates can ensure rationalization of number of real accounts and at the same time manage corporate liquidity efficiently.

Oracle Banking Corporate Lending is an end-to-end digitally enabled lending solution. The solution enables easy integration with banks’ internal and external systems of customers, partner banks and agencies which supports open interface (Open API) standards and eliminates processing overheads to deliver a faster loan processing. It allows banks to embrace digital capabilities across the enterprise from credit management, origination to servicing. Its flexible reporting capability and its ability to integrate with vendors and credit bureaus enables banks to comply effectively with new regulations. The solution provides banks the capability to finance large and complex loan requirements of corporate customers.

Oracle Banking Corporate Lending Process Management is built to accelerate the process of origination and servicing of corporate loans, enhance digital experience and empowers banks to address customers’ financing needs. This is optionally available as a scalable, secure and highly available SaaS based cloud service. Banks can now easily close loans with an efficient workflow that ensures settlements and legal proceeding are undertaken smoothly. An Open API enabled solution, Oracle Banking Corporate Lending Process Management allows banks to create new and connected experiences for their customers.

Oracle Banking Credit Facilities Process Management is a comprehensive credit management solution that enables banks to accelerate credit origination, pre-qualify wide variety of credit lines and enhance customer experience and track exposures to customers in real-time and mitigate business risks. This is optionally available as a scalable, secure and highly available SaaS based cloud service. The solution allows for periodic re-evaluation of collateral and customers’ credit worthiness throughout the credit lifecycle. Banks can also proactively track utilizations, collateral leverages, credit and risk scores, and covenants to ensure customers are meeting compliance requirements.

Oracle Banking Enterprise Limits and Collateral Management offers a single source for managing exposure across a business portfolio. It enables centralized collateral management, limits definition, tracking and exposure measurement for effective exposure management and resource utilization.

Oracle Banking Trade Finance Process Management provides comprehensive support for banks to enable their corporate customers manage trade finance operations efficiently. Banks can help corporates improve their trade service quality levels, expand trade operations to a global scale and ensure compliance with regulatory requirements without incurring additional costs.

Oracle Banking Supply Chain Finance is a comprehensive digitized end-to-end solution that supports the full lifecycle of supply chain finance across receivables and payables offering supplier centric financing and buyer centric financing. This is optionally available as a scalable, secure and highly available SaaS based cloud service.

Oracle Banking Payments helps financial institutions improve straight through processing, support real-time and immediate payment settlement, and reduce time-to-market while driving innovation. The solution is designed to enable banks to rapidly respond to evolving standards while maintaining complete operational control and providing high fidelity insight. Oracle Banking Payments supports global as well as local payment standards.

Oracle Financial Services Lending and Leasing combines the power of Oracle’s comprehensive, industry-leading lending, and leasing solution with the simplicity, elasticity and security of Oracle Cloud and empowering lending institutions to grow and improve profitability of their core lending business. The solution supports complete consumer lending operations and lifecycle processing from origination to servicing, collections, delivering accurate, actionable information from a single data source to help lending institutions make faster and more informed decisions about loans, reduce risk, effectively manage the loan life cycle and manage delinquencies and losses. Its intuitive interface, navigation and context-based account and customer sessions help boost user productivity.

Oracle FLEXCUBE Investor Servicing is a process enabled-transfer agency and investor servicing solution. It helps financial institutions manage the complete fund lifecycle and reduce operational costs through process automation across fund structures, intermediary hierarchies, and investors. Oracle FLEXCUBE Investor Servicing, an ISO 20022 compliant solution, enables enhanced STP processing through support for a wide variety of SWIFT NET Fund messages. With a comprehensive business rules engine for products such as hedge funds, mutual funds and investment linked products and fee structures, Oracle FLEXCUBE Investor Servicing allows fund management companies to configure and launch new products rapidly

Oracle Banking Platform is a comprehensive suite of business applications for large global banks. Oracle Banking Platform is designed to help banks respond strategically to today’s business challenges and progressively transform their business models and processes, driving productivity improvements across both front and back offices and reducing operating costs. The solution supports banks as they grow their businesses through new distribution strategies, including multi-brand or white labeling, to tap new markets and enterprise product origination supporting multi-product and packages to drive an increased customer-to-product ratio. The solution provides a holistic view of the customer relationship across all products and services.

Oracle Financial Services Analytical Applications (OFSAA) is a suite of industry leading applications catering to the critical areas of Risk, Finance, Treasury, Front office, Regulatory Reporting and Compliance, including the areas of Financial Crime. These products are built on a unified data architecture leveraging new age technologies like Artificial Intelligence (AI)/ Machine Learning (ML) and Graph, to deliver high performance.

Oracle Financial Services Analytical Applications Infrastructure (AAI) provides state of the art tools/frameworks/libraries that support building OFSAA analytical applications and power their runtime across Risk, Finance, Treasury and Financial-Crime- &-Compliance domains. AAI’s compute engines process data at scale exploiting hybrid compute engines that include Big-Data cluster. AAI supports business logic that is both deterministic and model based with powerful predictive analytics framework that delivers the foundation for Artificial Intelligence (AI)/Machine Learning (ML) and augmented learning. AAI’s customer footprint is a testament to its enterprise nature and ability to address regulatory needs, real-time responsiveness and complex decision support systems for financial institutions across the globe. AAI’s portfolio has approved global patents, with both US-Patents & Trademarks Office (US-PTO) and European Union Patents Office (EPO) gives it unique advantage.

Oracle Financial Services Financial Crime and Compliance Management (FCCM) suite comprises of a modern, comprehensive, and extensible suite of applications that enable financial institutions with advanced capabilities to effectively combat financial crime and comply with regulations while enhancing operational efficiency. Oracle FCCM’s key offerings span across the entire financial crime and compliance management value chain including streamlined Know Your Customer checks and Sanctions screening, Anti Money Laundering (AML) Transaction Monitoring and Detection, efficient Enterprise Case Management, timely Compliance Regulatory Reporting and Management dashboards. The offerings are augmented by a comprehensive Data Management and Advanced Analytics capabilities to manage complex new generation threats. The key advanced analytics capabilities include an integrated analytics workbench for machine learning based scenario modelling, and embedded graph analytics-based data visualizations enabling discovery of hidden networks, entity resolution, advanced case investigations, and network pattern analysis.

Oracle Financial Services Enterprise Risk Management applications are industry-leading products that enable financial institutions to address a wide range of requirements in manage enterprise risk. It supports continuous compliance for complex Basel III post-crisis reforms covering Revised Standardized Approach for Credit Risk, Market Risk, FRTB, Counterparty Credit Risk, Large Exposures and Leverage Ratio guidelines due to be adopted by various jurisdictions from 2023 onwards. The Treasury risks are managed with integrated solutions covering interest rate risk, liquidity risk and funds transfer pricing. The solution helps in improving forecasting and predictive modeling capabilities thru pre-built models that leverage Artificial Intelligence and Machine Learning methods.

Oracle Financial Services Analytical Applications for Customer Insight suite of products comprise of Banking & Insurance Performance Analytics and Retail Customer Analytics products which are front office applications aimed at promoting topline growth through data driven insights into customer behavior. The solution helps improve top-line growth with improved profitability by managing the profitable customer journeys and their lifecycle with the bank. The banks have an added flexibility of deploying the Performance Analytics solution on cloud.

Oracle Banking Enterprise Product Manufacturing is a comprehensive suite of product master data management capability for the banking domain. It provides functionality to define financial products under current accounts and savings account, loans, term deposits, credit cards, investment and retirement accounts and insurance (consumer credit, lenders mortgage and home and content insurance types). Oracle Banking Enterprise Product Manufacturing helps banks create innovative products faster, add features to existing products, and set prices based on customer relationships. By designing differentiated product bundles, banks can optimize their product portfolio.

Oracle Banking Enterprise Collections is an enterprise-class collections platform designed to assist financial institutions with managing repayments of their consumer loan portfolios. The solution enables financial institutions in identification of delinquent accounts, and accurate tracking and monitoring of delinquent accounts with high standards of efficiency. The solution covers the delinquent life-cycle of a consumer loan starting from the identification of the symptoms of delinquency to tracking delinquency and impairment.

OFSS2.jpg

Services

Oracle Financial Services PrimeSourcing offers a comprehensive suite of consulting and application services addressing retail, corporate, and investment banking, funds, cash management, trade, treasury, payments, lending, private wealth management, asset management, compliance, enterprise risk and business analytics. PrimeSourcing offerings encompass end-to-end consulting partnership, providing comprehensive business and technology solutions that enable financial services enterprises to improve process efficiencies, optimize costs, meet risk and compliance requirements, define IT architecture, and manage the transformation process. PrimeSourcing services are rendered through centers located in India, by onsite teams operating at the customers’ premises and on-site centers located in other parts of the world. With customer demands changing rapidly to outcome transformational engagements, there is a clear opportunity for PrimeSourcing to integrate its deep domain knowledge with the product offerings of Oracle, thereby providing a compelling value.

Oracle Business Process Outsourcing Services (BPO) offerings excels in providing cost effective and high quality BPO services ranging from complex back-office work to contact center services for the banking, capital markets, insurance and asset management domains. This comprehensive ecosystem of BPO services is backed by a mature process and consulting framework. The BPO offerings are ISO 9001 certified for quality management and ISO 27001 certified for information security management.

Revenues

The company's revenues comprise three streams - license fees, annual maintenance contract (post contract support – PCS) fees for its products and consulting fees in respective business segments.

License fee

The company's standard licensing arrangements for products provide the bank a right to use the product up to a limit on number of users or sites or such other usage metric upon the payment of a license fee. The license fee is a function of a variety of quantitative and qualitative factors, including the number of copies, users, modules and geographical locations supported. The licenses are perpetual, non-exclusive, personal, non-transferable and royalty free.

Annual maintenance contract (PCS) fees

Customers typically sign an Annual Maintenance Contract with it under which, the company provide technical support, maintenance, problem resolution and upgrades for the licensed products. These support agreements typically cover a period of twelve months and are renewed for further period of twelve months.

Consulting fee

The company provide consulting services to its customers. The customer is typically charged a service fee on either a fixed price basis or a time and material basis based on the professional efforts incurred and associated out of pocket expenses. Both PrimeSourcing and BPO businesses comprise only of consulting services. In products business, its customers can optionally avail its consulting services related to the implementation of products at their sites, integration with other systems or enhancements to address their specific requirements.

OFSS3.webp

Financial Highlights

Company’s revenue stood at ₹ 49,839.37 million this year, up 3% compared to ₹ 48,612.76 million of the previous financial year. The net income for the current financial year was ₹ 17,618.55 million, an increase of 20% compared to ₹ 14,622.17 million of the previous year. On an unconsolidated basis, the company’s revenue stood at ₹ 36,452.12 million during the current financial year, increase of 3% compared to ₹ 35,255.08 million of the previous year. The net income for the current financial year was ₹ 16,392.85 million, an increase of 4% compared to ₹ 15,826.56 million of the previous year. Previous years’ figures have been re-arranged / re-classified, wherever necessary, as per the applicable regulations.

Q1 Fiscal Year 2022 Results

Oracle Financial Services Software Reports Q1 Fiscal Year 2022 2

July 28, 2021;  Oracle Financial Services Software Limited (Reuters: ORCL.BO and ORCL.NS), a majority owned subsidiary of Oracle, today announced results for the quarter ended June 30, 2021. Net income for the quarter was Rs. 524 Crore, up 9% yearover-year. Revenue for the quarter was Rs. 1,397 Crore, up 4% year-over-year. Operating income for the quarter was Rs. 708 Crore, up 7% year-over-year.

For the three months ended June 30, 2021, the products business posted revenue of Rs. 1,260 Crore, up 6% year-over-year, and operating income of Rs. 727 Crore, up 9% year-over-year. For the same period, the services business posted revenue of Rs. 100 Crore, down 13% yearover-year, and the Operating income of Rs. 22 Crore, down 9% year-over-year.

Chet Kamat, Managing Director and Chief Executive Officer, Oracle Financial Services Software said, “The company's entire range of applications for the financial services industry demonstrated strong wins globally. The company signed licenses of US$ 37.6 million in the quarter, registering 28% year-over-year growth. Year-over-year, revenue for the quarter grew 4% and operating income grew 7%. The company's margins continue to be strong - an operating margin of 51% for the quarter and net margins of 38%. Oracle Financial Services has an exciting solutions portfolio and Oracle Financial Services is ready to help financial institutions accelerate their digital transformation initiatives as they respond to the changing economic environment.”

Makarand Padalkar, Executive Director and Chief Financial Officer, Oracle Financial Services Software said, “Oracle Financial Services has delivered yet another solid performance on all operating parameters. Year-over-year, products business margins increased from 56% to 58%, Services business margins increased from 21% to 22%, and BPO business margins increased from 35% to 46%. The company's balance sheet remains strong with a healthy cash and liquidity position.”

References

  1. ^ https://www.oracle.com/a/ocom/docs/annual-report-2020-21.pdf
  2. ^ https://www.oracle.com/a/ocom/docs/industries/financial-services/ofss-q1fy22-pr.pdf
Tags: IN:OFSS
Created by Asif Farooqui on 2021/08/03 08:43
     

Become a Contributor

If you follow a company closely and would like to share your knowledge, we would love your contributions. Register Now and start editing!

Tag Cloud

  1. AU:DTL
  2. AU:PNC
  3. AU:SSR
  4. Bangladesh
  5. BD:ACI
  6. BD:BATBC
  7. BD:BERGERPBL
  8. BD:BEXIMCO
  9. BD:BSRMLTD
  10. BD:GP
  11. BD:LANKABAFIN
  12. BD:MARICO
  13. BD:PREMIERCEM
  14. BD:RBBL
  15. BD:RENATA
  16. BD:ROBI
  17. BD:SINGERBD
  18. BD:SQURPHARMA
  19. BD:WALTONHIL
  20. CA:ABX
  21. CA:AC
  22. CA:AEM
  23. CA:AFI
  24. CA:AGI
  25. CA:BAM.A
  26. CA:BCE
  27. CA:BLDP
  28. CA:BMO
  29. CA:BNS
  30. CA:BTO
  31. CA:CCO
  32. CA:CM
  33. CA:CNQ
  34. CA:CNR.TO
  35. CA:CP
  36. CA:CSU
  37. CA:CU
  38. CA:CVE
  39. CA:EMA
  40. CA:ENB
  41. CA:FFH
  42. CA:FM
  43. CA:FSV
  44. CA:FTS
  45. CA:GFL
  46. CA:GIB
  47. CA:GWO
  48. CA:IFC
  49. CA:IMO
  50. CA:K
  51. CA:LULU
  52. CA:MFC
  53. CA:MG
  54. CA:MRU
  55. CA:MX
  56. CA:NA
  57. CA:NG
  58. CA:NTR
  59. CA:OTEX
  60. CA:POW
  61. CA:PVG
  62. CA:QSR
  63. CA:RBA
  64. CA:RCI.A
  65. CA:RY
  66. CA:SHOP
  67. CA:SJR.B
  68. CA:SLF
  69. CA:SSRM
  70. CA:SU
  71. CA:T
  72. CA:TA
  73. CA:TARD
  74. CA:TD
  75. CA:TECK
  76. CA:TFII
  77. CA:TRI
  78. CA:TRP
  79. CA:WEED
  80. CA:X
  81. CA:YRI
  82. Canada
  83. CH:ALSN
  84. CH:NESN
  85. CIPLA
  86. DE:TIMA
  87. EU:CCAP
  88. EU:HHFA
  89. FR:CEN
  90. FR:HCO
  91. GB:AAL
  92. GB:ABDN
  93. GB:ABF
  94. GB:ADM
  95. GB:AHT
  96. GB:ANTO
  97. GB:AUTO
  98. GB:AUY
  99. GB:AV
  100. GB:AVST
  101. GB:AVV
  102. GB:AZN
  103. GB:BA
  104. GB:BARC
  105. GB:BATS
  106. GB:BDEV
  107. GB:BHP
  108. GB:BME
  109. GB:BP
  110. GB:CCH
  111. GB:CPG
  112. GB:CTO
  113. GB:DARK
  114. GB:DGE
  115. GB:FERG
  116. GB:GLEN
  117. GB:HL
  118. GB:HSBA
  119. GB:IHG
  120. GB:III
  121. GB:IMB
  122. GB:INCH
  123. GB:NWG
  124. GB:NXR
  125. GB:OCDO
  126. GB:REL
  127. GB:RKT
  128. GB:SGE
  129. GB:SGRO
  130. GB:SKG
  131. GB:SMIN
  132. GB:SN
  133. GB:STAN
  134. GB:ULVR
  135. Great Britain
  136. HK:0995
  137. HK:1052
  138. HK:107
  139. HK:189
  140. HK:548
  141. HK:819
  142. HK:995
  143. IN:3MINDIA
  144. IN:ADANITRANS
  145. IN:BHARATFORG
  146. IN:CIPLA
  147. IN:CROMPTON
  148. IN:GODREJIND
  149. IN:HDFCAMC
  150. IN:IDEA
  151. IN:INDUSTOWER
  152. IN:LICI
  153. IN:LUPIN
  154. IN:LUPINE
  155. IN:MFSL
  156. IN:MOFSL
  157. IN:MOTHERSUMI
  158. IN:MUTHOOTFIN
  159. IN:NATCOPHARM
  160. IN:NATIONALUM
  161. IN:NBCC
  162. IN:NESTLEIND
  163. IN:NIACL
  164. IN:NMDC
  165. IN:OBEROIRLTY
  166. IN:OFSS
  167. IN:PAGEIND
  168. IN:PAYTM
  169. IN:PEL
  170. IN:PETRONET
  171. IN:PFIZER
  172. IN:PGHH
  173. IN:PIDILITIND
  174. IN:PIIND
  175. IN:PNB
  176. IN:PNBHOUSING
  177. IN:POWERGRID
  178. IN:QUESS
  179. IN:RAMCOCEM
  180. IN:RELAXO
  181. IN:SAIL
  182. IN:SANOFI
  183. IN:SBILIFE
  184. IN:SIEMENS
  185. IN:SRF
  186. IN:SUPREMEIND
  187. IN:TATAPOWER
  188. IN:TECHM
  189. IN:TITAN
  190. IN:TORNTPHARM
  191. IN:TORNTPOWER
  192. IN:TRENT
  193. IN:TVSMOTOR
  194. IN:UBL
  195. IN:ULTRACEMCO
  196. IN:UNIONBANK
  197. IN:UPL
  198. IN:VBL
  199. IN:WHIRLPOOL
  200. IN:ZEEL
  201. India
  202. Ireland
  203. JP:1070
  204. JP:2654
  205. JP:4220
  206. JP:4734
  207. JP:6916
  208. SG:BCY
  209. SG:F13
  210. UK:IHG
  211. US:AABA
  212. US:AAOI
  213. US:AAPL
  214. US:AAUKF
  215. US:ABEO
  216. US:ABUS
  217. US:ACAD
  218. US:ACAN
  219. US:ACBFF
  220. US:ACDVF
  221. US:ACHN
  222. US:ACIA
  223. US:ACRX
  224. US:ADAP
  225. US:ADMP
  226. US:ADMS
  227. US:ADXS
  228. US:AEM
  229. US:AEZS
  230. US:AFMD
  231. US:AGEN
  232. US:AGI
  233. US:AGRX
  234. US:AGTK
  235. US:AKAO
  236. US:ALDR
  237. US:ALIM
  238. US:ALQA
  239. US:AMC
  240. US:AMD
  241. US:AMDA
  242. US:AMIGF
  243. US:AMMJ
  244. US:AMN
  245. US:AMPE
  246. US:AMRN
  247. US:AMRS
  248. US:AMZN
  249. US:ANCUF
  250. US:ANFGF
  251. US:ANLDF
  252. US:ANTH
  253. US:ANY
  254. US:APHQF
  255. US:AQMS
  256. US:AQSZF
  257. US:ARDX
  258. US:ARGS
  259. US:ARLZ
  260. US:ARNA
  261. US:ARRY
  262. US:ARWR
  263. US:ASBFF
  264. US:ASHTF
  265. US:ATDRY
  266. US:ATHX
  267. US:ATNM
  268. US:ATOS
  269. US:ATRS
  270. US:AUPH
  271. US:AUY
  272. US:AVASF
  273. US:AVEO
  274. US:AVEVF
  275. US:AVGR
  276. US:AVIR
  277. US:AVP
  278. US:AVVIY
  279. US:AVXL
  280. US:AXON
  281. US:AXSM
  282. US:AZN
  283. US:BABA
  284. US:BAC
  285. US:BAESF
  286. US:BAM
  287. US:BBRY
  288. US:BCE
  289. US:BCOR
  290. US:BCS
  291. US:BHC
  292. US:BHP
  293. US:BIOA
  294. US:BIOC
  295. US:BLCM
  296. US:BLDP
  297. US:BLEVF
  298. US:BLOZF
  299. US:BLPH
  300. US:BLRX
  301. US:BMO
  302. US:BMRPF
  303. US:BNS
  304. US:BP
  305. US:BPMX
  306. US:BSTG
  307. US:BTDPF
  308. US:BTE
  309. US:BTG
  310. US:BTI
  311. US:BW
  312. US:BZUN
  313. US:CALA
  314. US:CANN
  315. US:CAPR
  316. US:CARA
  317. US:CASC
  318. US:CATB
  319. US:CBDS
  320. US:CCJ
  321. US:CEI
  322. US:CERC
  323. US:CERU
  324. US:CHK
  325. US:CIE
  326. US:CLDX
  327. US:CLF
  328. US:CLOV
  329. US:CLSN
  330. US:CLVS
  331. US:CM
  332. US:CMPGF
  333. US:CNAB
  334. US:CNAT
  335. US:CNBX
  336. US:CNI
  337. US:CNQ
  338. US:CNSWF
  339. US:CORT
  340. US:CP
  341. US:CPRX
  342. US:CRBP
  343. US:CRIS
  344. US:CRMD
  345. US:CTRV
  346. US:CU
  347. US:CUR
  348. US:CVE
  349. US:CVSI
  350. US:CYCC
  351. US:CYTR
  352. US:CYTX
  353. US:DCTH
  354. US:DEPO
  355. US:DGEAF
  356. US:DMPI
  357. US:DRKTF
  358. US:DRYS
  359. US:DVAX
  360. US:DXTR
  361. US:DYLLF
  362. US:EARS
  363. US:ECYT
  364. US:EDIT
  365. US:EGLT
  366. US:EKSO
  367. US:ELVT
  368. US:ENB
  369. US:ENDP
  370. US:ENRT
  371. US:ETRM
  372. US:EVC
  373. US:EXEL
  374. US:FATE
  375. US:FB
  376. US:FERG
  377. US:FINL
  378. US:FIT
  379. US:FLXN
  380. US:FOLD
  381. US:FQVLF
  382. US:FRFHF
  383. US:FSV
  384. US:FTR
  385. US:FTS
  386. US:FVE
  387. US:FWDG
  388. US:GALE
  389. US:GALT
  390. US:GBHPF
  391. US:GBT
  392. US:GERN
  393. US:GFL
  394. US:GIB
  395. US:GILD
  396. US:GLDFF
  397. US:GLEN
  398. US:GLYC
  399. US:GME
  400. US:GNCA
  401. US:GNMX
  402. US:GOLD
  403. US:GPRO
  404. US:GSAT
  405. US:GVXXF
  406. US:GWLIFU
  407. US:HLTH
  408. US:HMNY
  409. US:HRGLF
  410. US:HRTX
  411. US:HSBA
  412. US:HTGM
  413. US:HTZ
  414. US:HUSA
  415. US:ICPT
  416. US:IDRA
  417. US:IDXG
  418. US:IFCZF
  419. US:IHG
  420. US:IMBBF
  421. US:IMGN
  422. US:IMMU
  423. US:IMNP
  424. US:IMO
  425. US:IMUC
  426. US:INFI
  427. US:INPX
  428. US:INSM
  429. US:INVA
  430. US:ITEK
  431. US:IVITF
  432. US:JD
  433. US:JOBS
  434. US:JVA
  435. US:KAYS
  436. US:KEM
  437. US:KERX
  438. US:KGC
  439. US:KTOS
  440. US:KTOV
  441. US:LKM
  442. US:LODE
  443. US:LPCN
  444. US:LULU
  445. US:LXRP
  446. US:MACK
  447. US:MARA
  448. US:MBOT
  449. US:MBRX
  450. US:MDCL
  451. US:MDCO
  452. US:MEET
  453. US:MEIP
  454. US:MEOH
  455. US:MFC
  456. US:MGA
  457. US:MGWFF
  458. US:MNKD
  459. US:MOMO
  460. US:MQPXF
  461. US:MRNS
  462. US:MRTX
  463. US:MSFT
  464. US:MTRAFU
  465. US:MU
  466. US:MVIS
  467. US:MZOR
  468. US:NAK
  469. US:NBEV
  470. US:NBRV
  471. US:NEOS
  472. US:NG
  473. US:NH
  474. US:NLNK
  475. US:NMUS
  476. US:NTIOF
  477. US:NTNX
  478. US:NTR
  479. US:NVAX
  480. US:NVCN
  481. US:NVDA
  482. US:NVRO
  483. US:NWBO
  484. US:NWG
  485. US:NXTTF
  486. US:NYMX
  487. US:OCDGF
  488. US:OCLR
  489. US:OCUL
  490. US:OGRMF
  491. US:OMER
  492. US:ONCS
  493. US:ONTX
  494. US:ONVO
  495. US:OPGN
  496. US:OPHT
  497. US:OPK
  498. US:OPTT
  499. US:OTEX
  500. US:OTIC
  501. US:P
  502. US:PANXF
  503. US:PBYI
  504. US:PETS
  505. US:PETX
  506. US:PGNX
  507. US:PHOT
  508. US:PIRS
  509. US:PLSE
  510. US:PLUG
  511. US:PLX
  512. US:PRTO
  513. US:PSDV
  514. US:PTI
  515. US:PTN
  516. US:PTX
  517. US:PUFXF
  518. US:PULM
  519. US:PVG
  520. US:QRSRF
  521. US:QSR
  522. US:RAD
  523. US:RBA
  524. US:RBGPF
  525. US:RCI
  526. US:RCKT
  527. US:RDHL
  528. US:RDUS
  529. US:RELX
  530. US:REPH
  531. US:RGLS
  532. US:RIGL
  533. US:RNN
  534. US:RNVA
  535. US:ROX
  536. US:RSSFF
  537. US:RTTR
  538. US:RY
  539. US:SCYX
  540. US:SDRL
  541. US:SEGXF
  542. US:SENS
  543. US:SESN
  544. US:SGBY
  545. US:SGGEF
  546. US:SGMO
  547. US:SGYP
  548. US:SHOP
  549. US:SJR
  550. US:SKLN
  551. US:SLF
  552. US:SLFPF
  553. US:SMFTF
  554. US:SMGKF
  555. US:SNAP
  556. US:SNN
  557. US:SPHS
  558. US:SPLIF
  559. US:SPRWF
  560. US:SQ
  561. US:SRNA
  562. US:SRNE
  563. US:SRRA
  564. US:SSRM
  565. US:STLY
  566. US:STML
  567. US:STMP
  568. US:STRRF
  569. US:SU
  570. US:SWN
  571. US:SYN
  572. US:TAC
  573. US:TBQBF
  574. US:TD
  575. US:TECK
  576. US:TENX
  577. US:TEVA
  578. US:TFII
  579. US:TGOPF
  580. US:TGTX
  581. US:THCBF
  582. US:TK
  583. US:TMXXF
  584. US:TNDM
  585. US:TOP
  586. US:TRI
  587. US:TROV
  588. US:TRP
  589. US:TRTC
  590. US:TRVN
  591. US:TRXC
  592. US:TSG
  593. US:TSLA
  594. US:TTM
  595. US:TTNP
  596. US:TTNQY
  597. US:TU
  598. US:TVTY
  599. US:TWTR
  600. US:TXMD
  601. US:UBQU
  602. US:UNXL
  603. US:VAPE
  604. US:VBLT
  605. US:VCEL
  606. US:VDQSF
  607. US:VPCO
  608. US:VSTM
  609. US:WIT
  610. US:WLDFF
  611. US:WLL
  612. US:WMIH
  613. US:WMT
  614. US:XGTI
  615. US:XON
  616. US:XTNT
  617. US:XXII
  618. US:ZGNX
  619. US:ZSAN
  620. US:ZYNE
This site is funded and maintained by Fintel.io